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55Impact

ACI Worldwide and Cognizant validate BASE24-eps card processing scalability on AWS

ACI Worldwide and Cognizant completed joint performance testing of BASE24-eps card processing software on AWS infrastructure, demonstrating sustained throughput exceeding 2x target load with zero transaction failures under simulated point-of-sale conditions.

55
Impact
70%
Confidence
Medium term
Horizon
Global
Region

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Oyticker analysis

What happened

ACI Worldwide (ACIW) and Cognizant (CTSH) announced results of collaborative performance testing of BASE24-eps—a core component of ACI's card acquiring and issuing platform—running on Amazon Web Services (AWS). Testing under simulated point-of-sale load showed BASE24-eps sustained more than double its target transaction load for 30 minutes with no failed transactions.

Why it matters

Successful cloud-native validation of mission-critical payment infrastructure reduces operational risk for ACI's card-processing customers and strengthens the commercial case for AWS-based deployments. This demonstrates technical readiness for enterprise-scale card transaction volumes, directly supporting ACI's competitive positioning in acquiring/issuing solutions and AWS's payments-processing ecosystem.

Market transmission

First-order: validates ACI's cloud migration strategy and reduces customer deployment friction for AWS-based card processing. Second-order: may accelerate ACI's cloud revenue mix, improve margins via infrastructure efficiency, and reinforce AWS's position in regulated financial services workloads; supports Cognizant's AI/cloud services revenue from ACI and similar fintech clients.

What to watch

Customer adoption announcements; ACI's cloud revenue growth and gross margin trends in earnings; AWS financial services segment performance; competitive validation tests by rivals (FIS, Fiserv); regulatory approval timelines for cloud-based card processing in key geographies.

Source:Business Wire

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